Powerful Features for Everyone

Whether you're a consumer tracking spending or a merchant growing loyalty, MOOS has the tools you need.

For Consumers

Take control of your spending and earn rewards

Automatic Receipt Tracking

Every purchase at participating merchants generates an itemized digital receipt automatically. No scanning, no manual entry — just shop and go.

  • Itemized details
  • Instant delivery
  • Searchable history
Smart Budget Management

Set monthly budgets by category and track your progress in real-time. Get notified before you overspend.

  • Category budgets
  • Real-time alerts
  • Spending trends
Spending Analytics

Visualize your spending patterns across merchants, categories, and payment methods. Understand where your money goes.

  • Category breakdown
  • Merchant insights
  • Monthly reports
Loyalty Rewards

Earn points automatically at participating merchants. Redeem for discounts, free items, and exclusive offers.

  • Auto-earn points
  • Exclusive offers
  • Instant redemption
Bank Account Linking

Securely link your Saudi bank accounts via SAMA-compliant Open Banking. Match receipts to bank transactions automatically.

  • SAMA compliant
  • Read-only access
  • Auto-matching
Payment Method Insights

See which payment methods you use most — mada, Visa, Mastercard, Apple Pay, stc pay, Tabby, Tamara, or cash.

  • Payment breakdown
  • BNPL tracking
  • Cash vs card

For Merchants

Grow customer loyalty and gain actionable insights

POS Integration

Connect your existing POS system via our HMAC-authenticated API. Works with Foodics, NCR, and custom POS solutions.

  • REST API
  • HMAC security
  • 5-min setup
Transaction Monitoring

Real-time dashboard showing all transactions, match rates, and receipt delivery status across all your branches.

  • Real-time feed
  • Branch filtering
  • Export reports
Customer Insights

Understand your customers better with anonymized spending patterns, visit frequency, and category preferences.

  • Visit frequency
  • Category preferences
  • Anonymized data
Webhook Notifications

Receive instant notifications for transactions, receipts, loyalty events, and customer linkages via secure webhooks.

  • Real-time events
  • HMAC signed
  • Retry logic
Campaign Management

Create targeted campaigns and offers for your customers. Measure redemption rates and ROI directly.

  • Targeted offers
  • Redemption tracking
  • ROI analytics
Secure & Compliant

Built with security first. API keys, HMAC signatures, rate limiting, and full audit trails for all transactions.

  • API security
  • Audit logs
  • PDPL compliant

Ready to Get Started?

Join thousands of consumers and merchants already using MOOS in Saudi Arabia.